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Personal Finances / Credit Cards and Consumer Debt
|Subject: Re: 0% APR||Date: 4/30/1998 11:24 AM|
|Author: PSUEngineerFool||Number: 1300 of 308232|
<<Never saw the point of a platinum or gold card. For a higher fee, you seem to get some meaningless (to me) perks, and a funny colored credit card. Appears merely to be bragging rights.>>
I don't know what fee you are talking about. I get at least 10 platinum card offers a month with no annual fees. The other fees like cash advances are unimportant since I use my card only for purchases. The interest rate is unimportant since I pay the charges off each month.
I don't care what color card I carry except for florescent colors. I don't need robbed at night. But I won't give up my Ringling Bros. card since I get good laughs from the clown on it.
The reason for considering a platinum card is to get the extra perks like extended warranty, purchase protection, car rental insurance, and higher travel insurance. You don't get these perks with the basic cards. I know the chances of collecting on these perks are remote but you never know.
If there is no annual fee and you never have finance charges, I ask, why not get the funny colored cards.
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