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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Providian Date:  5/6/1998  12:34 PM
Author:  SmartConsumer Number:  1384 of 312189

<<There is a law called the Telephone Consumer Protection Act. Keep a log of every time this
company calls you. When they call, get the name of the person who is calling you, the purpose of their
call, their affiliation with the company, and note the time and the date of the call. Also, explain to them
every time they call in no uncertain terms that you are not interested in their business and that they
must remove your name from their lists under the provisions of this law immediately. If the calls
continue, go ahead and file a claim in small claims court under this law. $750 per violation (that is, for
each call) is not out of line for your damage claim.

Can anyone supply a link that references this Act. I think it could be handy to many on this web site.>>

Telemarketers are governed by the Telemarketing Sales Rule established by the Federal Trade Commission which includes info. on allowable times to call, deceptive practices, no-call lists, etc. To get the complete text of the act see:
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