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Subject:  Re: 401K or do-it-myself? Date:  9/26/1998  11:04 AM
Author:  TMFPixy Number:  5656 of 78166

AliFool, eager to be Foolish, asks again:

Currently, I contribute 10% of my pre-tax salary to my 401K. I only get 2.5% match for my first 4%.

How can I tell whether it is potentially worth it for me to put more than that matched 4% in?

I originally decided on 10% because it was easy, automatic savings specifically for retirement. But... if I can get by with 4% there, and make more on the other 6% somewhere else (as long as I earmark it for retirement), please enlighten me.

I am pretty sure there are lots of tax issues here that are lost on me (being such a new Fool). In case it matters, I believe that I am in the 28% federal bracket.

Well, t