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URL:  http://boards.fool.com/will-ira-to-roth-conversions-be-distribution-10361621.aspx

Subject:  Will IRA to Roth Conversion(s) be 'distribution' Date:  10/10/1998  4:14 PM
Author:  gsr Number:  5727 of 121144

Fortunately our family Adjusted Gross Income (Salaries and fund distributions) will be a little over $100k this year. Unfortunately, that means no Regular IRA to Roth IRA conversion can be done at THIS time.

I was wondering if during retirement when income can be 'controlled' somewhat about doing conversions then.

Questions:

1) Should you convert as quickly as possible while still trying to stay in the lowest tax bracket ?

2) If I wait until 70 1/2 and have to take 'mandatory distributions' can those just be rolled into a Roth IRA at that time ?
(Does a Roth conversion count as an actual distribution as far as mandatory distributions go )?

Thanks
-GregR

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