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Subject:  Roth IRA's Date:  12/21/1998  3:25 PM
Author:  jemmet Number:  7402 of 81365

Say I roll over my ira into a roth IRA. THe 1st year my wife and myself are under the cap as far as joint sallary go. Year 2 we make more than the cap. What happens? What should we do?

Jon Emmet
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