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Subject:  Re: Variable Annuities and 403(b)'s Date:  4/11/1999  6:21 PM
Author:  DW525 Number:  9864 of 88541

All right, I'll keep posting more questions. Sure, the ability to invest on a pre-tax basis is certainly appealing, but since I will most likely be in a higher income tax bracket once I retire, it seems that a Roth IRA would be a better option. It also appears that investing in a no-load mutual fund on my own outside of the 403(b) would possibly be a better alternative as well, if you take into account all the hidden fees attached to the annuity. Am I on the right track or am I still missing something?

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