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URL:  http://boards.fool.com/why-not-lower-his-risk-with-a-total-market-index-10814185.aspx

Subject:  Re: Invesing lump sum for retirement Date:  4/28/1999  1:18 PM
Author:  AnnieO Number:  1847 of 25239

Why not lower his risk with a Total Market Index Fund? Or, given his age and likely need for the money sooner rather than later, why not a Balanced Index Fund? How risk tolerant is he? How badly would you/he feel if the stocks you've picked had a few down years in the near (or long) term?

Even in my mid-40s, I view individual stocks as a risk I'd rather not take except with "play" money so to speak. At retirement, I'll stick to mf's entirely--there are so many good ones and the peace of mind is worth it.

It's great that he has so much confidence in you!

Good luck to both of you.
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