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Subject:  Early retirement & Social Security Date:  4/30/1999  8:45 AM
Author:  Curious Number:  10247 of 88495

What are the pros and cons of beginning to draw Social Security at 62 rather than waiting until 65 or later?

Other than the fact that 'later' means higher monthly benefits, I've heard that 'earlier' means you may get more out of the system if you live longer.

Are there any rules of thumb?

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