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URL:  http://boards.fool.com/no-you-dont-have-to-wait-but-for-contributions-11173745.aspx

Subject:  Re: Roth IRA Date:  8/20/1999  9:45 AM
Author:  pauleckler Number:  13286 of 74759

No you don't have to wait. But for contributions made between Jan 1 and Apr 15, you do need to indicate which year they are to be applied to.
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