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URL:  http://boards.fool.com/am-a-retired-educator-and-after-30-years-receive-11356469.aspx

Subject:  Re: Pension figured into Networth??? Date:  10/10/1999  9:37 PM
Author:  rjm1 Number:  14367 of 78166

am a retired educator and after 30 years receive $45,000 in pension. I am now working a second
career, am 54, and when I figure my net worth I am not sure how to figure my pension into it. If I had
invested $700,000 and then decided to take a 6% CD on that amount I would receive approx what my
pension gives me. So, do I figure my pension at $700,000 into my net worth?? How does my pension
figure into my net worth??? HELP ME YOU FOOL


I will assume you are trying to do asset allocations and the value of the pension will be part of your fixed income allocation. Therefore you could do what you suggested. Or you could look at the withdrawl rate the