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Subject:  Retiree Seeks Foolish Investment Info Date:  11/12/1999  2:52 PM
Author:  Doucy Number:  15327 of 88524

OK, I'm not really the retiree, it's my mom. We've been working on reallocation of her IRA portfolio, from which she's been taking distributions for several years.

I'm a practicing long-term, buy-&-hold investor, but it strikes me that my mom's need to have access to these funds is much more immediate than my own. I told her that she needs to be more invested in stocks than she is today, but the spectre of a prolonged stock market slump as she approaches her 80's has me spooked. I find myself second-guessing my own advice.

I've been trying to get beyond the rote allocations and one-size-fits-all advice one gets from the calculators that are commonplace on the Web & investment company retirement info packets. I'm looking for something more insightful. As usual, my first instinct is to scour the Fool for insight & common sense, perhaps a nice essay or two. I'm having a hard time finding such. And, much as I've enjoyed scanning this board, I can't really see myself having the patience to click back through all the postings here, most of which are not on point with my burning question, just to find a couple of pearls.

Anybody know where I can find what I need, preferably without having to leave the comfort of my own computer (though a library visit isn't out of the question)?

Thanks in advance.
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