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URL:  http://boards.fool.com/when-the-time-comes-and-you-are-sure-you-will-be-11599424.aspx

Subject:  Re: Online Roth Date:  12/2/1999  2:17 PM
Author:  pauleckler Number:  15841 of 76237

When the time comes and you are sure you will be over the AGI limit, contact your custodian. You will essentially be allowed to redesignate the contribution as a traditional IRA.
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