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Subject:  401k vs. roth ira Date:  12/16/1999  8:39 PM
Author:  chinapapa Number:  941 of 20628

Greeting old and new fools. I am a new fool myself;barely 6 hours old. I couldn't find anyone smart enough to answer my questions so I thought I would turn to the real fools.

My wife and I have a 403b (12% employer contrib. + 8% employee) and a 401k (15% employee + 3% employer) respectively. I would like to determine if we should cut back on these contributions and contribute to Roth IRAs in order to create a component of our retirement income that will be tax-free at withdrawal. ??given the same return over time on the same proportional investment-2000.00 pre-tax vs. after-tax, which would yield the better return at the end?? Someone must have asked this question in some form. Thanks for the help.
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