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Subject:  Re: Help! my friend is forced into a Variable an Date:  12/21/1999  11:59 PM
Author:  JOEGGFOOL Number:  16749 of 81345

I'll bet the SB management fees on the S&P fund is a lot lower than the variable annuity. Also I'll bet that the S&P investment return is higher than the annunity.

Some annunities have high front end fees in addition to their management fees. An annunity is a tax defered investment plan.It doesn't make ANY sense to have an annunity inside a 401(k) if the expenses are higher and the return is lower. .
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