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Subject:  Re: SEP IRA or Keogh? Date:  2/2/2000  4:57 PM
Author:  TMFPixy Number:  18634 of 88520

Greetings, Tpillini, and welcome. You wrote:

<<I'm a self-employed consultant with no employees, no expenses, and make about $40,000 per year. 2000 will be the last year I'm self employed. I have 2 questions. 1) What kind of IRA shouls I set up? and 2)Can I still set one up for 1999?>>

You're certainly eligible for a SEP-IRA, and you can make a deposit to one for 1999 provided you do so by April 17, 2000. For details, see my Retirement Plan Primer at and IRS Publication 560 (Retirement Plans for Small Business) available at

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