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Subject:  edgy about 1st yr. Roth Date:  2/21/2000  8:33 PM
Author:  ICHIMNU Number:  19378 of 88775

I'm new to investing yet enjoying it. I'm 29, my wife is 37. I started Roth's for the both of us this year, declared on 99 taxes. I am using a discount broker and have invested in the RP4 Foolish Four. Now I'm 4 weeks into it, have lost 11%, though am beating the Dow (am I?).

I am starting to second-guess myself. Should I be using the advantageous Roth IRA with stocks? Is there a better strategy for Roth's (e.g. funds)? I won't act hastily- I know the strategy is for a minimum 366 days; & the commissions to alter the Roth's could add up to 5% of my investments. I'm just curious if there is another recommendation for me to pursue besides the "easy" Foolish Four?

P.S. To any & all respondents, thanks for taking the time and FOOL ON!
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