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Subject:  Re: IRA nondeductible contribution ? Date:  3/16/2000  5:54 PM
Author:  jrr7 Number:  20153 of 88425

Still, if they're eligible for a Roth, why not contribute to a Roth rather than a traditional nondeductible? A roth is nondeductible but withdrawals are tax-free. With a traditional non, earnings are taxed on withdrawal.

I've heard of something called "recharacterization" which sounds like what they're looking for, but I'll await the experts' advice.
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