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Investing/Strategies / Retirement Investing
|Subject: IRA Contribution Approach||Date: 3/18/2000 9:25 PM|
|Author: Pavefe||Number: 20252 of 78143|
My wife and I each have a Roth IRA that we contribute the $4000 every Jan for new year. The IRAs are in two index funds with T Rowe Price. My question is: Which method of contributing would be more beneficial:
A: Contribute equal amounts monthly to the IRAs (aka Dollar cost averaging)
B: Continue contributing a lump sum each Jan.
If B then should we:
1) Contribute from regular savings
2) Contribute monthly the year prior to a separate fund and transfer the lump sum in Jan.
C: None of the above
Thanks in advance for all the help!
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