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URL:  http://boards.fool.com/jrr7-writes-ltltduring-the-first-five-years-12463076.aspx

Subject:  Re: Roth IRA: 5 year cutoff Date:  4/25/2000  9:50 AM
Author:  TMFPixy Number:  21514 of 78166

Jrr7 writes:

<<During the first five years of a Roth IRA, you can't withdraw your contributions or they'll be subject to the 10% penalty.>>

Not true. You may take your annual contribution money the ve