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Subject:  Pre vs Post Tax & LTBH Date:  6/1/2000  12:58 PM
Author:  jpato Number:  36178 of 123001

Please excuse this post if it has been discussed in earlier posts, after a quick scan a some of the 401k posts, I only have more questions. Anyway,

Seems the conventional wisdom is pretax into company 401K plan. Pay the tax later.

Does the withdrawl of the funds get paid at the future tax rate (e.g.year 2030) or the rate at contribution (year 2000)? From what I've read, yes future rate but can be (at this time) average over ten years.

Would it be better to pay a lesser tax rate now than later or does the effect of redu