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Subject:  Re: Still don't know whether to convert to Roth Date:  6/2/2000  10:55 AM
Author:  EditorialWe Number:  22320 of 81334

Should have been more clear - my income (married filing joint) is not high enough to preclude my converting to a Roth. My back of the envelope estimate for taxes may be too high, but I was figuring state taxes too - ought I?

No, I know not what my bracket will be at retirement - higher, lower, or whether I'll be living in a state where the state tax is less punishing than in CA, or possibly non-existent. Which makes prognosticating hard.

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