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|Subject: Re: Long Term Health Insurance||Date: 6/15/2000 2:02 PM|
|Author: JSTAURORA||Number: 8285 of 11198|
<<I keep reading about long-term care insurance. Does anyone own any or have an opinion about it?>>
Long Term Care Is Not Just For The Elderly
I'm writing this on based on personal experience, at age 39 an accident followed up by severe Crippling Rheumatory Arthritis a year later. It left me unable to even wash my own face, if I had not had insurance all of my investments would have been eaten away long ago. When you put no income in a pot with medication running over $25,000.00 a year, doctors visits test treatments and the DREADED CO-PAYS it won't take long for it to clean your pockets.
Than there's the cost of someone taking care of you, what usually happens is a family member takes care of that person. Which means how can they work take care of you and keep their own SANITY EVERYDAY.
People are living longer on one hand and becoming disabled or sick at a younger age. Look at "SUPER MAN" NOT. Hang gliding, bungee jumping, skiing, rock climbing, snow boarding, skate boards, dirt bikes, car racing, horse back riding oh yes taking a shower and the list goes on. And once your funds are gone than what, oh sell mom's house for her to go into a home after the proceeds are used up.
The older you are the more it cost, so shop around and get started while you're healthy, wealth and still young. Other wise it's the 2,500.00 per year.
Just my 2 cents
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