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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Closed accounts Date:  6/19/2000  3:05 AM
Author:  lovingrose Number:  36838 of 312159

Have you tried using the "B" word with each of these banks? -- as in "Bankruptcy"? Just tell them some extenuating circumstances have come up and you are seriously thinking about filing bankruptcy unless they will lower the interest rate.

Also, consider taking out a loan (if you can) at a lower interest rate for the full amount of one or both of these CCs and paying them off in full.

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