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|Subject: Re: Is a lousy 403(b) better than IRA?||Date: 7/10/2000 2:37 PM|
|Author: Crosenfield||Number: 23237 of 82760|
" We do make separate contributions to a Roth IRA, so this option would cause problems with the $2,000.00 limit on IRA contributions."
Not true. At such point as your wife leaves her present job, you can roll the 403b into an IRA without affecting your annual Roth contribution in any way.
However, your wife may not be able to access her 403b money without leaving her present job, which seems pretty drastic.
Where's the $538 to switch funds come from? I don't understand why there would be a fee to switch within the same family.
Best wishes, Chris
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