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Subject:  Re: Your Money or Your Life Date:  7/25/2000  9:22 PM
Author:  dantes Number:  13737 of 876037

I also did most of the YMOYL exercises, though not to the penny. This was about two years before I retired, and I could see the light at the end of the tunnel already. My wife and I are naturally frugal, and our four kids help keep us reminded of that fact, so we didn't track spending to the penny for very long. It was sufficient to add up the ATM withdrawals and checks written each month to be able to plot monthly spending.
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