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Retirement Discussions / Retire Early CampFIRE
|Subject: Re: COBRA - dental ins.||Date: 8/1/2000 11:08 AM|
|Author: terrynor||Number: 14361 of 857596|
Generally, dental insurance is a raw deal. Most policies marketed to individuals are not cost effective if they include the "two free cleanings" most people have come to expect. They cleanings are not free; they are covered by the costs of the policy.
When I mentioned to my current dentist that I would probably have to look for another dentist when I retire next year due to no dental insurance, he told me that he discounts all his service about 25% for retired customers. At 37 I will be his youngest "retiree."
I have heard of a major dental policy (doesn't cover routine maintenance), but I haven't seen a price quote for such a policy.
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