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Subject:  ANNUITIES Date:  8/25/2000  12:46 PM
Author:  CAJUN4FOOL Number:  6 of 20

DAVE BRAZE'S 8/22 ARTICLE & HIS OTHER ARTICLE'S RE:ANNUITIES FOCUSES ON THE NEGATIVE ISSUES OF ANNUITY INVESTING & DOWNPLAYS THE MANY POSITIVE ASPECTS OF THESE INVESTMENTS. ANNUITIY'S SHOULD BE CAREFULLY RESEARCHED AS ANY INVESTMENT & SHOULD MEET THE GOALS THE INVESTOR IS TRYING TO ACCOMPLISH. ANNUITY'S CAN BE EXCELLENT INVESTMENTS FORT RETIREE'S & HIGH-INCOME, HIGH NET-WORTH INDIVIDUALS/COUPLES. THEY OFFER GOOD RETURNS RELATIVE TO RISK, GUARANTEES, SIGNIFICANT TAX ADVANTAGES, GOOD MIXTURE OF INVESTMENT CHOICES & STRATEGIES, AND CAN BE QUITE USEFULL RE:ELDER CARE PLANNING.(VARIES BY STATE) THEY OFFER OPTIONS THAT ARE NOT AVAILABLE WITH OTHER INVESTMENTS.

THANK YOU,

RONALD W. BERGERON, CPA/PFS,MBA

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