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URL:  http://boards.fool.com/i-am-about-to-become-self-employed-and-have-an-13338004.aspx

Subject:  Re: 401k to independent and back? Date:  9/20/2000  3:26 PM
Author:  TMFExRO Number:  24938 of 86482

I am about to become self-employed, and have an existing 401k. Due to the benefits of compounding, I'm interested in moving my 401k funds to an self-employed plan of some sort. Do you know if funds can be moved out of a self-employed plan back to a 401k should I return to employee status in the future?

As a part of your separation process, you should receive information about your options for the 401(k). One will be to roll it into a traditional IRA, a/k/a a "conduit" IRA. If you don't taint the conduit IRA with contributions, you can roll it into a future employer's plan if that employer allows.

Details are in IRS Publication 590.

TMF ExRO
Phil Marti
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