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URL:  http://boards.fool.com/question-for-tmfpixy-13883571.aspx

Subject:  question for TMFPixy Date:  12/12/2000  1:33 AM
Author:  1poorguy Number:  26555 of 78166

Greetings,

Comments from all are welcome. I specified TMFPixy because he was recommended as a sage on retirement! ;-) And I need to tap the wisdom here.

I've noticed that most investing columns and philosophies assume a long time horizon (10 or more years). What about the situation where a person is already old, and was only able to save a little until recently? Consider someone in their late 60's, still working (decent salary), has some investments (including IRA's) but not enough, and can't depend on any sort of pension.

Clearly, aggressive investing brings excessive risk (not good