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Personal Finances / Credit Cards and Consumer Debt
|Subject: Re: Plans for the New Year||Date: 2/19/2001 11:27 AM|
|Author: dianakalt||Number: 58642 of 308782|
You are doing SO GREAT. I am truly impressed, especially since you got laid off in the middle of all this. I have a couple of questions...
4. Reduce monthly grocery expenditures to $225/month. Just curious...how high are your current grocery costs? How big a reduction are you shooting for?
3. Remove Private Mortgage Insurance from mortgage payment. My 24 month anniversary is February 26. I'm at 28.7% of appraised market value, and need to be at 25%. I thought that you have to have 20% equity in your home to get PMI off, and that it was automatically taken off in most cases at 22% equity. Does your loan have special requirements or something? (I'm curious because I plan to buy something in about 1.5-2 years.)
Have a good day!
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