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Investing/Strategies / Retirement Investing
|Subject: Re: Pension Plan Choices||Date: 2/23/2001 11:00 PM|
|Author: W401K||Number: 28078 of 77203|
Just figured I'd give my 2 cents worth on the topics at hand.
Over the past 10 years Defined Contribution Plans have been much more popular than Defined Benefit Plans. As mentioned in an earlier post, due to the repeal of 415(e) limits the Defined benefit Plans are making a small comeback amongst small business owners.
Commissions paid are pretty much the sam for DB and DC plans. It all depends on the size of the case. This will dictate which share class is purchased and therefore which comission schedule is followed.
Plans sold through Insurance Companies tend to have higher internal fees because they are often packaged as a group annuity and there fore pay higher commissions than a plan sold through a mutual fund firm.
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