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Subject:  Re: Roth conversion complicated by other factors Date:  2/24/2001  2:36 PM
Author:  hbogart Number:  28088 of 78166

OK, wait, I seem not to have made myself clear...

There are 2 (potential) Roths here.
A converted Roth that I could still recharacterize before 4/15. Leaving this 8.2 account converted is going to cost me about 2.8k in taxes (28% plus lost educational credits.

A contributory Roth that already exists but to which I have not made my Y2K contribution. To make the contribution by 4/15 (actually 4/16 this year...) and come up with the $$$ to pay the tax on the conversion, I would have to take a $2k loa