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Subject:  Re: choosing a retirement plan Date:  3/5/2001  7:30 PM
Author:  rjm1 Number:  28287 of 88524


We have finally paid off our credit card debt.

Now we are thinking about setting up a retirement plan. We are self-employed.

I have looked over various plans and I am thinking about a SEP, but I am also thinking about setting up a Roth IRA for
each of us in addition. I am planning to just keep everything in index funds, probably Vanguard.

Does anyone have experience or opinions to offer?

Sounds good.

I like the SEP because you can put more in than an IRA.

I like the ROTH because all earnings are tax free.

Max out the ROTH them go to the SEP
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