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Subject:  tax deferred vs. taxed now Date:  3/20/2001  11:22 AM
Author:  cwilkens Number:  28522 of 88100

Any thoughts on this issue?

As a grad student, I have several more years of making very little money ahead of me. Therefore,
I feel that I am in probably the lowest tax bracket I will ever be in. Does it then make sense to max
any taxable contributions (ie my ROTH IRA) and not worry about maxing out a tax deferred account?
It simply seems to me that being taxed now in a relatively low tax bracket (ROTH contrib.) must be more
economical than getting taxed on the (hopefully) huge sum of a tax deferred account later when I make
more money.

Can anyone tell me if I am thinking about this right? ... thanks for previous replies...
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