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URL:  http://boards.fool.com/this-is-my-first-time-on-the-site-and-i-love-it-15042689.aspx

Subject:  Re: HELP-$11k in CCDEBT Date:  5/25/2001  10:00 AM
Author:  aja91 Number:  72525 of 310601

This is my first time on the site and I love it!!

I need help---my husband and I have accumulated $11k in credit card debt on top of about $8k in student loans I am paying $250.00/month on and will be until June 2004. We recently had a beautiful baby girl and I am only working part-time to cut out any daycare costs. We own a home and just refinanced at 7.125% for 30 years. We also are at the end of a lease on our vehicle and need to