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URL:  http://boards.fool.com/i-think-i-posted-something-like-this-just-15459483.aspx

Subject:  Re: What will you do with your tax refund? Date:  7/27/2001  5:32 PM
Author:  Mark0Young Number:  83366 of 308881

I think I posted something like this just recently.

- I have no CC debt, no car loan, no major appliance loan, no consumer debt, so my $300 can't be used there.

- I have a fully funded emergency fund, so the tax refund won't be used there.

- I do have an anticipated upcoming purchase, but I have already saved up for it without the tax refund.

- My retirement accounts are fully funded. I have already saved up for next year's Roth IRA contribution, so I won't use the tax refund there.

- I had analyzed projections of paying down my mortgage vs. investing in a regular (taxable) account, and I had decided to invest in a taxable account because, over the long run, the projections indicate I have a better chance of coming out ahead investing. So this $300 will get invested in one or more of the mutual funds I hold, according to my investment strategy.
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