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URL:  http://boards.fool.com/re-tax-credit-15477642.aspx

Subject:  RE: Tax Credit Date:  7/31/2001  1:16 PM
Author:  jo63 Number:  31067 of 74759

Just enjoyed reading your article on the Tax Credit for IRA and/or Roth IRA contributions. Although my total income is usually over $30,000 my AGI turns out to be around $600. Csn I take the credit against this tax bill? I'll assume yes, then will the excess credit be allowed toward the refund? I think not. Please answer if you are still awake.

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