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Subject:  Re: Please Help me Optimize! Date:  12/11/2001  10:31 PM
Author:  jbking Number:  32807 of 80216

Greetings PlanningMoose,

1) Is is possible to place additional income in tax-deferred vehicles?

Yes, there are variable annuities that may be worth a thought if you are sure there is some high-yielding asset class you want to invest in and don't want it in your 401k or Roth. Note this defers taxes on gains and may or may not be worthwhile after costs and taxes upon withdrawal are factored into things.

2) Should I actively look for a house for the tax benefits? My girlfriend is a home owner and I will likely be living there 18-24 months from now. Premarital cohabitation is not an option (her father is good with a gun).

I agree with the others in discussing this with your girlfriend and even then after you are married.

3) Should I pay off my car loan at 13% instead of making an incremental equity investme