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|Subject: Re: And more of the same bad advice||Date: 7/16/2002 4:26 PM|
|Author: reallyalldone||Number: 4138 of 36039|
Post-tax End $5,649 $5,836
This set of assumptions clearly favors the 401k
I hope you don't mind me jumping over here from the retirement investing board. While the assumptions give you more back at the end, you have given up some flexibility in the use of the money during the assumption time period. The 401K also requires distributions at 70.5 and doesn't allow(depending on the schizo nature of the estate tax and cost basis thing) you to pass on the captial gains untaxed.
I would never argue against funding a 401K up to the point of the match. After that, I would suggest thoughtful review of one's own situation.
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