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Personal Finances / Credit Cards and Consumer Debt


Subject:  New Fool Date:  7/18/2002  6:27 PM
Author:  jacqueg Number:  133886 of 309667

Been lurking here for a while, and this board is the reason why I coughed up the money to become a Fool.

For lots of reasons, I have a poor credit record (FICO 534). I have just signed a home equity loan, rolling my credit card debt (about $5,000) over, and pulling some cash to cover buying a new-to-me vehicle, some other expenses, and to have some cash on hand for the inevitable glitches of life (which stash I plan to augment on a regular b