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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Tell me about the Worst Credit Card Offer EV Date:  9/17/2002  7:26 PM
Author:  criscarson Number:  140151 of 312185

<Well it wasn't exactly an offer but when Merrick took over my NextCard I got a letter saying that they were going to do me a favor and collect my annual fee in 12 installments of $10 instead of one big one of $120. When I called to say I didn't have an annual fee on that card I was told that I do now. Told Merrick Thanks, but no thanks. $120 fee on a $300 limit card is pretty outrageous. When I called Nextcard to cancel it before Merrick took over they asked why and told them about the fee. Even the nextCard CSA said, "I don't blame you".

Speaking of Nextcard...I've never before encountered a CC that turns down money! can't even pay them this month becasue their 'new' website is down; all I get is an error msg.

And, @ 25% APR, they ARE my worst card<DCard running a VERY close 2nd>


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