The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Bonds & Fixed Income Investments


Subject:  Help with bonds and short term investments Date:  12/12/2002  1:47 PM
Author:  benhancockjr Number:  5663 of 36391


Here is my dilemma: I have never invested in bonds or bond funds, so I'm a novice to say the least. I am 29 and currently have 100% of my retirement (401K & Roth IRA) allocated across several stock index funds at vanguard. I would like to diversify ~20% of my retirement portfolio into bonds or bond funds, but I have no idea how to go about this. It seems like the consensus on this board is that there is currently a lot of interest rate risk for bond funds, so I'm not sure what to do. Any recommendations? I have an ~30-35 year investing timeline, and I plan to dollar cost average into both stock and bond funds during that time.

I also have a taxable account that's mostly in ING. Are there any better short term, low risk investments for money above and beyond my emergency fund. I-bonds, lattered cds, etc.?

Thanks in advance for any help!!!


Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us