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Subject:  Re: opinions requested Date:  12/19/2002  2:11 PM
Author:  LucyM Number:  8234 of 20629

Thank you all for your replies. I've printed them out for future reference. My plan is to have my SS direct deposited at Schwab and get checks from them and possibly use their direct bill paying system down the road...this will/should result in a fee free account. I have a brokerage account with them now, that I've had for years, but their trade fees and account maintenance fees have increased, as have the fees at my bank and S&L...ergo the need to consolidate.

Not only do I want to save on fees, but I want to make things as simple as possible for my kids when I die, or if I become really dotty in my old age.

Once again, thank you!

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