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Subject:  Early Roth Withdrawal but no gains Date:  1/16/2003  1:34 PM
Author:  gelhayek Number:  35564 of 88506

I've searched all over for an answer to this question but all examples assume you actually made money in your Roth account. I have not. Ie. my Roth is worth less than what I put in. So, if I ever need this money and want to withdraw, do I get penalized? All examples I see talk about penalizing gains.

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