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Subject:  Re: The down side of moving to California Date:  2/5/2003  4:56 PM
Author:  VladTI Number:  151342 of 309665

I moved (with familly) from the UK to California in 1997.

  We went through exactly what you're going through but in the end
  had no problem getting a mortgage in 1999 to buy a house.

  Although it really pains me to say it i think 'Providian' was a help
  for us, i choked pretty hard at the concept of paying somebody to
  issue a card but i believe that helped kick-start our cred