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|Subject: Re: Long Term Care Insurance||Date: 4/7/2003 10:16 PM|
|Author: ibnana||Number: 8403 of 19665|
Anyone purchasing less than a Lifetime/Unlimited benefit period should always seriously consider the rider...it's called Restoration of Benefit!!!
It has been part of the standard policy of the two companies I have looked at.....John Hancock and State Farm.
BTW, on Friday Clark Howard mentioned that he had investigated LTC insurance and had found only 4 companies offering it that rated A++ with another 4 just below them. You do want to choose a company with high ratings to make sure they'll still be in business when you need them which could be 30 years later!
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