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URL:  http://boards.fool.com/anyone-purchasing-less-than-a-lifetimeunlimited-18867075.aspx

Subject:  Re: Long Term Care Insurance Date:  4/7/2003  10:16 PM
Author:  ibnana Number:  8403 of 19378

Anyone purchasing less than a Lifetime/Unlimited benefit period should always seriously consider the rider...it's called Restoration of Benefit!!!

It has been part of the standard policy of the two companies I have looked at.....John Hancock and State Farm.

BTW, on Friday Clark Howard mentioned that he had investigated LTC insurance and had found only 4 companies offering it that rated A++ with another 4 just below them. You do want to choose a company with high ratings to make sure they'll still be in business when you need them which could be 30 years later!

http://clarkhoward.com/topics/LTC_list.html

Carol


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