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URL:  http://boards.fool.com/technically-paying-the-minimum-is-no-worse-than-19122004.aspx

Subject:  Re: does making minimum payments affect... Date:  5/31/2003  5:19 AM
Author:  SRenaeP Number:  161039 of 308225

Technically, paying the minimum is no worse than paying in full since your credit report doesn't keep a record of how much you pay on your balance, just what the balance is. However, having a debt to income ratio that's high or available credit ratio that's low will negatively affect your credit rating.

-Steph
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