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Investing/Strategies / Retirement Investing
|Subject: Re: no matching 401k vs. Roth IRA||Date: 8/14/2003 12:29 PM|
|Author: JAFO31||Number: 36928 of 76112|
MadCapitalist: "I prefer the Roth IRA because it is less risky. This is because I know what the tax consequences will be."
Until Congress changes the law. I fully expect that one day Roth IRAs will be taxed just like non-deductible IRAs. There will be much hand wringing and cries of crisis, etc., but the only question for me is when, not if.
"With a 401(k), you have to worry about what Congress will do to tax rates well into the future, as well as guesstimate how much you will be making."
I fail to see why this guesstimating is any different.
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