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Subject:  Re: Letter to young couple (long) Date:  8/20/2003  10:36 PM
Author:  dsemmler Number:  501 of 5232

I think I would describe the concept of an eFund in a little more detail and explain the goal of having 3-6 months (minimum) of living expenses. You may also want to mention the idea of a Freedom Fund that can be used to stash cash for irregular expenses such as insurance premiums, taxes, etc.

Other than that, I think you covered the majority of the key pieces of information.

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