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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: BOA Ticked Me OFF Date:  9/4/2003  4:04 PM
Author:  jrsmith13 Number:  169040 of 310978

I think I saw a thread some time back regarding some class action lawsuit related to this. I think it said that legally the bank (or whatever) couldn't charge you a late fee if the postmark was on or before the due date.

Since it was processed one day late, I think we can all assume that it WAS postmarked at least a day earlier, unless your local postal service offers the "teleport" option.

Someone else mentioned just calling and explaining/being nice - I second that suggestion. I've never had a problem getting a late fee removed for a payment a day or two late when it was not a regular thing.

I'll bet they'll take it off for you.

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